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Terms of Use

Effective Date: July 5, 2025

Welcome to WheatleyInsurance.com (“Website”), operated by Wheatley Insurance A BW Cyber Marketing Company (BWCM) Also known As Wheatley Computers Cyber Marketing (WCCM) (“we,” “us,” “our”). By accessing or using this Website, you agree to comply with and be bound by these Terms of Use. If you do not agree with these terms, please do not use the Website.

1. Use of Website

  • This Website is intended for individuals seeking information about insurance and related services in Delaware, Maryland, Ohio, and Virginia.
  • You must be at least 18 years old to use this Website.
  • You agree to use this Website only for lawful purposes and in accordance with these Terms.

2. Services and Content

  • Wheatley Insurance provides information and quotes for health, life, Medicare supplement, ACA, critical illness, accident, GAP, dental, prescription drug, and annuity products.
  • Content provided on this Website is for informational purposes only and does not constitute legal, financial, or insurance advice.
  • We strive to ensure content is accurate and up-to-date, but we do not guarantee completeness or accuracy.

3. No Offer or Advice

  • The information on this Website does not constitute an offer to sell or a solicitation to buy any insurance product.
  • Decisions regarding insurance coverage should be made in consultation with a licensed insurance professional.

4. User Submissions

  • By submitting information through forms, contact pages, or other means, you grant us the right to use that information to provide you with services and respond to your inquiries.
  • You are responsible for ensuring the accuracy and legality of information you submit.

5. Privacy

  • Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

6. Intellectual Property

  • All content, trademarks, logos, and materials on this Website are the property of Wheatley Insurance or its licensors.
  • You may not copy, reproduce, distribute, or create derivative works from any content without our prior written consent.

7. Third-Party Links

  • This Website may contain links to third-party websites (including USA Benefits Group, prescription pricing tools, and appointment booking platforms). We are not responsible for the content or practices of these external sites.

8. Limitation of Liability

  • Wheatley Insurance is not liable for any direct, indirect, incidental, or consequential damages arising out of your use of this Website or reliance on any information provided.
  • We do not guarantee uninterrupted or error-free operation of the Website.

9. Indemnification

  • You agree to indemnify and hold harmless Wheatley Insurance, its affiliates, agents, and employees from any claims, damages, or expenses arising out of your use of the Website or violation of these Terms.

10. Changes to Terms

  • We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with an updated effective date. Continued use of the Website constitutes acceptance of the revised Terms.

11. Governing Law

  • These Terms are governed by the laws of the State of Maryland, without regard to its conflict of law principles.

12. Contact Information

For questions about these Terms, please contact:

Wheatley Insurance A BW Cyber Marketing Company
Berlin, MD 21811, USA
Phone: 1 (443) 944-5402
Email: peaceofmindpotection@wheatleyinsurance.com